Terms And Conditions

1. Applicability

These general terms and conditions (the “Terms”) apply to every offer made by Appbeam Technology doing business as (“FroggyTalk”) and to every contract that has been realized between FroggyTalk and a user (the “User”) using the mobile application FroggyTalk (the “Software”), purchasing FroggyTalk Call Credits or Vouchers (the “Products”), or using the mobile services provided by FroggyTalk (the “Services”). These services include charged calls, free directory listings, and access to radio content provided by third-party partners.

PLEASE READ THESE TERMS CAREFULLY AND COMPLETELY BEFORE USING THE SERVICE. THESE TERMS ARE A LEGAL AGREEMENT BETWEEN YOU AND APPBEAM TECHNOLOGY. YOUR ACCESS TO AND/OR USE OF THE SERVICE SHALL BE SUBJECT TO THESE TERMS AND ALL APPLICABLE LOCAL, STATE, NATIONAL, AND INTERNATIONAL LAWS, RULES AND REGULATIONS. BY ACCESSING AND/OR USING THE SERVICE, OR OTHERWISE INDICATING YOUR ACCEPTANCE OF THESE TERMS, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND TO COMPLY WITH ALL APPLICABLE LOCAL, STATE, NATIONAL, AND INTERNATIONAL LAWS, RULES AND REGULATIONS. IF YOU DO NOT UNDERSTAND OR AGREE TO THESE TERMS, DO NOT ACCESS OR USE THE SERVICE.

FroggyTalk may make changes to these Terms from time to time and will publish the most current version of these Terms at https://froggytalk.com/terms-and-conditions/ (the “Site”). Changes will be effective when published. We recommend reviewing the Terms regularly. By accepting our Terms and Conditions, you also accept our Privacy Policy as published at www.FroggyTalk.com/privacy. Our Privacy Policy is in line with the General Data Protection Regulation (GDPR) act.

If you do not agree to these Terms, you may not activate or use the Services or Software. By downloading the app from App Store or Google Play Store, you also agree to the applicable license terms of Apple and Google.

2. Identity of FroggyTalk

Name: Appbeam Technology BV.
Registered Address: Koninginnegracht 10, 2514AA ‘s-Gravenhage, Netherlands
Email Address: support@FroggyTalk.com
Chamber of Commerce Number: 97711160

3. The Offer and Contractual Relationship

The offer contains a complete and accurate description of the Services being offered. FroggyTalk is not bound by obvious errors or mistakes in the offer.

Every offer contains information that makes it clear to the User what rights and obligations are related to the acceptance of the offer.

4. The Services

FroggyTalk makes available the FroggyTalk App, which is required for Users to access the Services. An internet connection is necessary for service use, and additional data charges may apply.

FroggyTalk does not support emergency calls (e.g., 112, 911). Certain premium/service numbers may be restricted or charged at a premium rate.

Users must use the Software and Services lawfully. Any unauthorized use, including sending unsolicited communications or attempting to disrupt the service, is prohibited.

5. Your Account/Registration

Registering an account in the manner set forth on the Site (an “Account”) is required for use of the Service. You must be eighteen (18) years or older to register an Account (the “Age of Majority”). By registering for an Account, you represent and warrant to FroggyTalk that: (a) you are the Majority Age or older at the time you register the Account; (b) all information provided by you to FroggyTalk during the registration process is truthful, accurate and complete; (c) you will comply with the Terms; and (d) you will not use the Service for any purpose that is unlawful or prohibited by the Terms. If you are under the Age of Majority, your parent or legal guardian must on your behalf: (i) accept and consent to these Terms and the Privacy Policy; and (ii) bear all legal and financial responsibility and liability for your use of the Services.

By registering an Account, you agree to maintain and promptly update your account data as necessary to keep it accurate, current and complete. If FroggyTalk requests information from you, you agree to provide FroggyTalk with true, accurate, current, and complete information. FroggyTalk may terminate your access to the Service, without prior notice or liability to you, if any information you provide to FroggyTalk is found to be inaccurate, false, out of date or incomplete, or if you violate these Terms and/or the law.

You are responsible for maintaining the security of your Account as well as monitoring and controlling access to your Account. If there is a password associated with your Account, you may not reveal it to any other party. You are responsible for maintaining the confidentiality of your Account and password. You agree to notify FroggyTalk immediately (at support@froggytalk.com) of any unauthorized use of your Account, any unauthorized use of any password, or any other known or suspected breach of your account’s security. FroggyTalk will not be liable for any loss or damage that may result if you fail to comply with these requirements and/or in the event of an unauthorized use by a third party of your Account. FroggyTalk, in its sole discretion, may suspend or terminate your Account and refuse any and all current or future use of the Service, or any other service, for any reason at any time.

6. Call Credit, Pricing, Validity and Right of Withdrawal

Users must purchase Call Credit to access paid calling services on FroggyTalk.

Call Credit is valid for 12 months from the date of the last successful top-up.

If no new credit is purchased within 12 months, any remaining balance will automatically expire and be deducted from the user’s account.

The validity period resets with every new purchase (rolling expiration).

Expired credit cannot be refunded, reinstated, or transferred to another account.

Prices for call credit and country rates are listed on the FroggyTalk website and in the mobile app and may be updated without prior notice.

Users have the right to withdraw from their purchase within 14 days, provided that no call credit has been used. Once usage begins, the withdrawal/right of refund no longer applies.

7. Deactivation

If you no longer wish to maintain an Account, you may deactivate your Account at any time in the manner set forth on the Site. FroggyTalk may deactivate accounts if Users violate the Terms. Reactivation is at FroggyTalk’s discretion and may require a reactivation fee.

8. Liability and Indemnification

FroggyTalk is not liable for any loss of money, goodwill, or reputation due to service use. If liability is found, it is limited to the greater of: Fees paid by the User in the six months before the claim, or EUR 25. Users agree to indemnify FroggyTalk against claims arising from their service use.

9. Personal Data

FroggyTalk processes personal data only to provide Services and complies with GDPR.

Call Detail Records (CDRs) are stored for 12 months for support purposes.

FroggyTalk ensures secure data transfer and does not share data without user consent unless legally required.

10. Radio Services

FroggyTalk provides access to radio stations and programs offered by our third-party partners. FroggyTalk does not create, own, or manage any radio content. Users acknowledge that:

The availability and content of radio programs are subject to third-party providers’ policies.

FroggyTalk is not liable for the accuracy, timeliness, or reliability of any radio content.

Any issues related to the radio service should be directed to the respective content provider.

11. Data Privacy for Radio Listeners

FroggyTalk respects user privacy and does not share listener data with third parties unless explicit consent is provided. Specifically:

No personal data collected from listening activity will be sold, rented, or transferred outside FroggyTalk without user consent.

For more details, please refer to our Privacy Policy at www.FroggyTalk.com/privacy

12. Intellectual Property Rights

The Software contains proprietary and confidential information protected by intellectual property rights owned by or licensed to FroggyTalk. Users may not alter, decompile, or manipulate the Software.

13. Final Provisions

All contracts are governed by Dutch law. Disputes will be settled in the courts of the Netherlands, unless another court is mandated by law. By using FroggyTalk, you acknowledge and agree to these Terms & Conditions.